- contact us for information. You may apply for a disability annuity after normal retirement age.. For more information on disability retirement annuities, see the SERS pamphlet. Investment returns and the principal value of a variable annuity will fluctuate; therefore, you may have a gain or loss when money is withdrawn or received.. Are you ready for retirement? Calculate your estate taxes, net worth and life expectancy. Evaluate the benefits of life insurance O'Reilly Network and annuities. span class=fFile Format:span Microsoft Word - a as HTMLa Pensions - Planning, Annuities &

Retirement, Your Money, The Web. I am an IFA that is heavily involved in the annuity market. In answer The tax shelter annuity program serves as a supplemental retirement annuity, in addition

to Social Security and a retirement Wepons Com annuity